Loan Programs
Full Documentation
For borrowers with stable income and strong credit. Requires standard documentation like W-2s or tax returns. Ideal for traditional homebuyers and refinancers.
Alternative
Designed for self-employed or non-traditional earners. Qualify using bank statements, profit & loss statements, or stated income — no tax returns required.
Private & Hard Money
Fast, asset-based financing for unique or time-sensitive deals. Looser documentation requirements — often used by investors or buyers needing quick closes.
HELOC
Tap into your home’s equity with a revolving line of credit. Great for home improvements, emergencies, or large expenses — borrow as needed.
2nd's & HELOAN
Access your home equity with a fixed second loan. Useful for consolidating debt, covering expenses, or keeping your first mortgage intact.
Bridge
Short-term loan that “bridges the gap” between buying a new home and selling your current one. Ideal for competitive markets or timing gaps.
Fix & Flip
Short-term financing for investors purchasing, renovating, and reselling properties. Fast approvals and flexible terms tailored for real estate rehab projects.
Construction
Flexible financing for new builds or major renovations. Funds are released in stages and tailored to your building schedule.
DSCR (Rental Property)
Designed for real estate investors — qualify based on rental income, not personal income. Great for building a rental property portfolio without income docs.
FHA
Government-backed loans with low down payments and flexible credit requirements. Perfect for first-time homebuyers and those with moderate income.
VA
Exclusive to eligible veterans, active-duty service members, and spouses. Offers zero down payment, no PMI, and favorable terms backed by the VA.
Multi-Family & Commercial
Financing solutions for 5+ unit buildings, mixed-use properties, and commercial spaces. Ideal for investors and business owners expanding their portfolios.